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Our Team:

James M. Chadwick, Owner

After graduating from Duke University and Duke Law School in 1980, Jim returned to St. Petersburg, where he joined the family business, becoming its President in 1989.  In addition to his tenure as President of Carteret, for over 25 years Jim was a principal of RGR, Inc., a housing consultant firm that worked with nonprofit organizations to develop and construct more than 60 affordable housing communities for low-income households financed through HUD.  From 1996 to 2008 he was actively involved with a business partner in the design, development and management of multi-family and single-family residential communities in large urban markets.  Jim’s professional experience, along with his legal training, brings unique skills to the Carteret management team.


Laurel Macdonald, COS, HCCP, CPM®, President

A graduate of Duke University, Laurel joined Carteret in 2009, learning the management business from the ground up.  She supervises daily operations of the Carteret portfolio of communities, interpreting and implementing management procedures and enforcing strict compliance with all regulatory requirements.  She assists in budget preparation, contract negotiations, and the monitoring of on-site operations. Laurel serves on the HCCP Board of Governors, as well as the Florida West Coast chapter of IREM. Laurel is a Certified Property Manager® through the (IREM®), and has established Carteret as an Accredited Management Organization (AMO®). Laurel holds several industry credentials, including the HCCP, COS, TCS, BOS, and a Credential for Green Property Management.


Tiffany Harris, Director of Operations

A graduate of University of Michigan, Tiffany joined the team in late 2018. Tiffany prepares, maintains and files all paperwork with HUD, Florida Housing Finance Corporation, and other partners and regulatory agencies. Tiffany drafts company policies and procedures, prepares correspondence, and coordinates legal documentation required for refinancing properties or obtaining grants/loans. Tiffany acts as insurance liaison between the properties and agent and provides administrative support to regional managers and staff. She is also the Section 504 Coordinator and the Assistant Secretary of Carteret’s Board. Tiffany has her COS and HCCP designations.

Nancy Englebert, Controller

A graduate of University of Illinois, Nancy joined the Carteret team in 2017.  Nancy coordinates and maintains financial support services, including accounting and management of financial reporting, budgeting and asset management for all Carteret properties.

Teresa Lake, Senior Regional Manager

Teresa joined Carteret Management in 2017 with over 25 years of multi-site experience, serving Affordable, Market-Rate and HOA Communities. Teresa’s primary responsibilities include operational reviews of both the physical asset and financial performance of each property. She supports the on-site management staff to ensure that each site complies with its individual regulatory agreements. Throughout her career, Teresa has successfully taken on the challenges of lease-ups, occupied renovation projects, and distressed asset turn-arounds. Teresa has the HCCP designation, along with COS and C3P credentials.

Shernice Bridges, Regional Manager

Shernice joined the Carteret Management Team in 2015 as a property manager and advanced to a Regional Manager role overseeing a portfolio that spans from Jacksonville to the Daytona Beach area. Shernice brings 15+ years of experience in market-rate and affordable properties. Shernice has taken on the challenges of occupied major renovation projects along with assisting in new construction lease-ups. Shernice is passionate, motivated and team-oriented, and she loves to work alongside her on-site staff to help them achieve success. Shernice holds the HCCP and COS designations.

Heather Lomax, Regional Manager

Heather has been part of the Carteret team since 2011 as a Property Manager and was promoted to Central Florida Regional Manager role in 2021. Heather comes with over 25 years of experience in the affordable housing industry and has a keen eye for detail.  She is passionate about the residents, properties, and staff that she works with.  Heather’s organizational skills, ability to multi-task, and great understanding of affordable compliance standards makes her a valued asset to her team. Heather has earned the HCCP, COS and TCS designations.

Deirdre Crudup, Regional Manager

Deirdre has been in the affordable housing industry since 2007, working with various property and program types across North and South Carolina, Connecticut and Florida. Deirdre holds her CAM license as well as her COS and TCS designations. Deirdre is a highly organized individual with a passion for people and giving back to her community.

Elizabeth Smith, Regional Manager

Elizabeth began her career in multifamily housing in 2005 in the conventional market, managing sites in takeover from due diligence through conversion and stabilization. In 2012, Elizabeth transitioned to a LIHTC community that had recently leased up. Since that time, she has management multiple sites with a focus on troubled assets struggling with occupancy, compliance issues, and delinquency problems. Elizabeth joined Carteret in 2019, leasing up two new LIHTC sites before moving to a floating and then a regional role. Elizabeth has been active in apartment associations in both South Carolina, where she served on the Board of Directors as Secretary, and in Florida. Through the Bay Area Apartment Association, she completed the Leadership Lyceum program and served on the Board of Directors for two years, participating on the Affordable Housing and PAC committees. Elizabeth earned her HCCP designation, along with other affordable housing credentials.

Luis Misla, Senior Regional Maintenance Coordinator

Although Luis joined the Carteret team in 2020, he has been in supervisory roles in the multifamily industry for more than twenty years.  Luis is responsible for overseeing the maintenance programs for all projects in Carteret’s portfolio, as well as consulting on budget development and overseeing large capital projects. His role is essential to Carteret’s ability to provide exceptional asset management for property owners. Luis holds CAMT, CPO and EPA certifications, and he notes his greatest asset as his determination to complete work in a timely manner with a focus on quality.

Johnny Colón, Regional Maintenance Coordinator

Johnny joined the Carteret team in 2018, starting as maintenance supervisor at two high-rise sites before advancing to a regional supervisory role. Johnny brings more than twenty five years’ experience in construction and property management. In his current position, he oversees the maintenance programs for properties in the Central Florida and East Coast Florida portfolios. Johnny is a certified drafter, a skill that he’s translated into understanding and overseeing projects at his properties. Johnny’s goal, in work and in life, is to “get things right the first time.”

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